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Subprime loans

Have less than perfect credit? If you have bad credit, you may not qualify for a conventional loan or low down payment loans offered by FHA and VA. In this case, you may consider a subprime mortgage. Because of the higher risk associated with lending to borrowers that have a poor credit history, subprime loans typically require a larger down payment and a higher interest rate.If you have bad credit, you may not qualify for a ... : Subprime loans

Home equity loans

Home equity loans are loans that are secured by the equity that you have built up in your home. (Equity is the difference between your home's market value and the amount you owe on it.) A home equity loan will allow you to use some of your home's equity to: Relieve an overwhelming debt burden. If you have trouble making the minimum payments on your bills every month, you can take out a home equity loan and consolidate your debts. Buy a new car with a low interest, tax deductible loan. W... : Home equity loans

VA loans

If you are a veteran or qualify by military service you may be eligible for a VA home.VA Loan Questions and AnswersQuestion: Can I get a VA loan if I have had a bankruptcy in the last few years?Answer: VA credit standards state that a veteran with a bankruptcy less than 3 years ago would generally not be considered a satisfactory credit risk unless: the ... : VA loans

Home Equity Loans

Home Equity Loans - There are a number of different loans available to home owners. One of the more popular loans is a home equity loan. A home equity loans is essentially a second mortgage on a residence. Home equity loans are generally used to make improvements to a home -- add an addition, renovate a basem... : Home Equity Loans

Veterans Administration Loans (VA)

VA loans are restricted to qualifying U.S. veterans for the purchase of a home with no down payment and lowered closing costs. ... : Veterans Administration Loans (VA)
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